Trading Fees Explained: Maker/Taker, Spread, Funding & Slippage (Complete Guide)

Understand trading fees end-to-end: maker vs taker, spreads, funding rates, slippage, and how costs reduce your net PnL. Includes examples and checklists.

Trading costs shape your break-even, your win rate, and the true risk/reward of every setup. This pillar guide maps the full cost stack.

Cost stack with layered fee bands and a net PnL line.

The five costs you must model

  • Exchange fees (maker/taker)
  • Spread (bid-ask)
  • Slippage (execution worse than expected)
  • Funding (perpetuals)
  • Borrow, conversion, and withdrawal costs

Break-even math

If round-trip costs are 0.2%, price must move more than 0.2% just to break even. Small targets get crushed by costs.

Costs change true risk/reward

A clean 1:2 on the chart can be 1:1.6 after slippage and fees. Model stop slippage separately.

Practical cost stack checklist

  • Maker or taker execution?
  • Expected spread and liquidity?
  • Slippage risk?
  • Funding rate (perps)?
  • Borrow and conversion fees?

Tool workflow

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